Disability Wages

Your Physician

Disability benefits are payable after an employee has lost seven (7) calendar days from work. The first seven days of disability are payable only if the disability lasts fifteen days or more. "Days of disability" refers to those days when an employee is unable to work because of a work-related injury or disease. It includes weekends and holidays; it does not refer to consecutive scheduled workdays.

Temporary Total Disability (TTD)

An employee who sustains a work-related injury or disease and is unable to work after a waiting period of seven days is entitled to income benefits. The benefits are calculated as 66 2/3 percent of his/her average weekly wage but not more than 100 percent or less than 20 percent of the state's average weekly wage. The maximum weekly benefit for injuries or illnesses occurring on or after January 1, 2017 is $835.04.  (The maximum benefit is subject to change annually). Temporary total disability (TTD) benefits usually continue until an employee reaches maximum medical improvement (MMI), is released to return to work by a physician or chiropractor, or returns to work, whichever occurs first.

Permanent Partial Disability (PPD)

An employee who has recovered as much as he/she will from an occupational injury or disease but still has some permanent impairment, which results in a permanent but partial loss of wages or wage earning capacity, is entitled to benefits. The benefits are calculated as 66 2/3 percent of his/her average weekly wage but not more than 75 percent of the state's average weekly wage multiplied by his/her percentage of disability. Benefits are paid for a maximum period ranging from 425 to 520 weeks in addition to the period of temporary total disability (TTD).

Permanent Total Disability (PTD)

An employee who has recovered as much as he/she will from an occupational injury or disease but still has a permanent impairment which prevents him/her from performing any kind of work of regular employment, or if regular work of the kind he/she can perform is not available, he/she is entitled to benefits. The benefits are calculated as 66 2/3 percent of his/her average weekly wage but not more than 100 percent or less than 20 percent of the state's average weekly wage. Benefits are paid for the duration of the disability.

Death Benefits

If the employee's death results from the injury or occupational disease, certain dependent survivors are entitled to income benefits as specified by law. The employer also pays statutory death benefits.